great question Jay and I am no expert but in my limited knowledge, while blockchain anonymizes transactions, the democratizing part lies in the fact that it is all technology-dependent and not dependent on a regulated / government central bank - i.e. money doesn't all get controlled by the govt. unlike a fiat currency hence allowing anyone to be part of the system via new forms of "currency" - and the value of these cryptocurrencies lies in demand / supply largely vs. needing any financing as such - they're mined at a controlled rate, and demand supply dynamics control price